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The Cash Basis AI blog

Straight-talking guides to taxes and bookkeeping for freelancers and small business owners — no jargon, no upsell-y filler. Start with the free tax estimator.

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Taxes7 min read

How Much Should You Set Aside for Taxes When Self-Employed?

The 25–30% rule is a starting point, not an answer. Here’s how to find the number that actually fits your income, state, and deductions.

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Taxes8 min read

Quarterly Estimated Taxes Explained for Small Business Owners

Who owes them, the 2026 due dates, the safe-harbor rule that protects you from penalties, and how to actually pay.

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A woman in a cardigan reviews a spreadsheet on her laptop at a book-covered table in a bookshop by a bright window.
Bookkeeping7 min read

Cash Basis vs. Accrual Accounting: Which Should You Use?

The plain-English difference, the IRS rules, and why most self-employed people are better off on cash basis.

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