No accountant,
No problem.

No — and that's intentional. Cash Basis AI handles the day-to-day: categorization, tax estimates, reports, and the questions you'd otherwise text your accountant at 11pm. Every plan includes accountant access — invite your CPA from settings and they get their own login to review and categorize transactions inside your books. Most users save their CPA hours of cleanup and a chunk of their bill.

Yes — realtime voice is on the Command tier ($29/mo). Command includes 15 minutes of realtime voice each month, and you can add a Voice Pack for more minutes if you use it heavily. Voice is a Command-tier feature; Auto-Pilot and Co-Pilot are text-chat only.

We're in invite-only beta now — a small group of users is helping us validate the product across real businesses. Public launch is planned for summer 2026. Pre-sale buyers lock in 30% off their first year today and get day-one access the moment we open to the public — no separate signup, no waitlist. If you want to try it before launch, the beta is invite-only; sign-in on this site is for those existing beta testers.

Most accounting tools were built for accountants and adapted for self-employed users — Cash Basis AI was built the other way around. We're cheaper ($9–$29 vs $30–$200), AI handles categorization instead of brittle rules, tax estimates update in real time instead of quarterly, and you can ask questions in plain English instead of learning their UI.

Cash basis means money counts when it actually moves: invoice paid? Revenue. Bill paid? Expense. It's how most self-employed people already think about money — and how the IRS lets businesses under $30M file. Accrual is what large companies use; it's more complex and rarely necessary for solo operators. The product name tells you who it's for.

Yes. We never see or store your bank credentials — Plaid handles the connection with bank-level encryption. Your transaction data is encrypted at rest, access is SOC 2 aligned, and we never sell data. Period.

Yes — multi-company is the Command tier. One subscription, unlimited companies side-by-side. Auto-Pilot and Co-Pilot are single-company; if you outgrow them, upgrading takes one click and your data carries over.

No — the pre-sale is a paid annual subscription at 30% off the standard rate for your first year. You're buying access at launch (and locking in pre-sale pricing for year one), not starting a trial today. Year 2 onward renews at the standard annual price — $86 for Auto-Pilot, $182 for Co-Pilot — still 20% cheaper than paying monthly. If it's not for you once the product is in your hands, the 14-day money-back guarantee has your back — full refund, no questions asked.

Your first year is locked at the pre-sale rate (30% off). When your annual subscription renews, it goes to the standard annual price — $86 Auto-Pilot, $182 Co-Pilot, $278 Command — which is still 20% off paying monthly. You'll get an email before any renewal. Cancel anytime; you keep what you paid for through the end of the current term.

Yes. Cancel anytime from your settings — no support ticket, no retention call. Plus the 14-day money-back guarantee on the pre-sale, so locking in pre-sale pricing is genuinely risk-free.