Cash Basis AI
AI bookkeeping · Built for you
Beta testing now · Launching summer 2026
No accountant,
No problem.
AI keeps your books. You get plain-English answers about your money.
CASH Basis AI
$26.1K
Net Profit (SE Income)
On track for $54.8K/yr
Weekly recap ready
Tap to listen
$
2026 tax estimate: $9,847
Q3 due Sep 15, 2026 · $2K
Cash Balance
$33,793
Expenses
Advertising$4K
Wages$2K
Testimonials
The self-employed don't dread tax time anymore.
Real outcomes from the people we built this for — cleaner books, no April surprises, hours back in the week.
“I used to dread bookkeeping. Now I just ask Cash “how much did I spend on software this year?” and it answers in two seconds. My accountant said it’s the cleanest set of books she’s seen.”
“I run two crews and never had time for the books. Cash categorizes every transaction and tells me exactly what I’ll owe in taxes. First time I’ve felt ahead instead of scrambling in April.”
“I switched from a spreadsheet and a shoebox of receipts. The quarterly tax estimate alone saved me from a brutal surprise. Easily worth $19 a month.”
How it works
From “I'll deal with it later” to done instantly.
Three steps. No accountant-speak. No 40-tab spreadsheet.
Step 01
Connect
Link your bank and credit cards through Plaid. 60 seconds. We never see or store your credentials.
60-second Plaid link. Credentials never stored.
Step 02
Categorize
AI categorizes everything automatically — and when something's genuinely unclear, it asks you instead of guessing. One tap to confirm, and it learns for next time.
AI categorizes everything; asks you about the unclear ones.
Step 03
Stay ahead
Real-time tax estimates, quarterly reminders, and a chat box that answers anything about your books.
Real-time tax estimates + chat about your books.
Features
Professional-grade books, small business price.
Every feature exists for one reason: less of your evening goes to bookkeeping, and more of your money stays yours at tax time.
Checks in, like a real bookkeeper
It categorizes every transaction on its own, then asks you about the gray areas instead of guessing — one tap to confirm, and it remembers for next time. Right, not just mostly right.
Activity · auto-categorized Up to date
Adobe Creative Cloud
Software & toolsHome Depot
Job materialsWire — Acme LLC
Consulting incomeUSPS 7241
−$28.40Confirm:Postage & shippingOffice
Real-time tax estimates
Federal, self-employment, and state, recalculated as money moves. No more April-15 surprises.
Tax Estimate
Married Filing Jointly · CA · 3 dependents
20262025
Estimated Profit (Full Year)
$54,768
Federal Income Tax
$1,870
0.7% effective
Self-Employment Tax
$7,738
14.1% of SE income
Tax Credits
−$1,500
CTC + ODC
State Income Tax
$1,739
3.2% effective
Total Estimated Tax
$9,847
~18.0% effective rate
$2,991 remaining (paid $3,428 of $6,419)
Chat with your books
Plain English in, plain English out. "How much did I spend on Uber last month?" Done.
How are my finances looking?
You're up 18% vs last quarter — $26.1K net so far, and your Q3 taxes are on track.
Audio recaps for your books
A spoken summary — last period's activity, tax status, what needs your eyes. Weekly and monthly recaps on Co-Pilot and Command.
Audio Recaps
Your financial summaries — listen, download, or read the transcript
Search recaps…
Weekly Recap
Mar 30 – Apr 5, 2026 · 0:56
Transcript Download
Monthly RecapMonthly
March 2026 · 0:50
Transcript Download
Quarterly reminders
30 / 14 / 7-day push notifications. Never eat an underpayment penalty again.
Jun15
Q2 estimated tax due14 days · $6,840 · Auto-reminder set
Sep15
Q3 estimated tax due106 days · projected $7,210
Multi-company under one subscription
Run an LLC, a rental, and a side gig side by side — combined P&L, a consolidated tax dashboard, and an all-businesses view. One log-in, one bill.
Summit Consulting LLC
$84,210Lakeside Rental #2
$22,400Side gig — content work
$6,150CPA-grade reports, hand-off ready
P&L, Balance Sheet, Cash Flow, and tax-specific outputs your CPA can take straight into your return.
Profit & Loss · YTD 2026 PDF
Revenue$84,210.00
Cost of goods sold−$12,440.00
Operating expenses−$18,902.00
Net income$52,868.00
Install as an app — fast on every device
Add to home screen in one tap. PWA tech: works offline, feels native, no app store gatekeeping.
Add to Home ScreenWorks offline · no app store
Invoicing, when you need it
Send, track, and reconcile invoices from inside the same app. Payments flow straight back into categorization — no double-entry, no exported CSVs.
Invoice #0142
Acme LLC
$3,200.00
PaidSent May 8 · Paid May 14↻ Auto-categorized
Real-time tax estimates
Federal, self-employment, and state — recalculated as money moves. No more April-15 surprises.
Tax Estimate
Married Filing Jointly · CA · 3 dependents
20262025
Estimated Profit (Full Year)
$54,768
Federal Income Tax
$1,870
0.7% effective
Self-Employment Tax
$7,738
14.1% of SE income
Tax Credits
−$1,500
CTC + ODC
State Income Tax
$1,739
3.2% effective
Total Estimated Tax
$9,847
~18.0% effective rate
$2,991 remaining (paid $3,428 of $6,419)
Chat with your books
Plain English in, plain English out. "How much did I spend on gas last month?" Done.
What's deductible from my Home Depot run yesterday?
$182.43 went to job materials — 100% deductible as a business expense.
And my mileage to that job?
42 miles tracked → $28.14 at the 2026 standard rate.
Audio recaps
A spoken summary — last period's activity, tax status, what needs your eyes. Weekly or monthly.
Audio Recaps
Your financial summaries — listen, download, or read the transcript
Search recaps…
Weekly Recap
Mar 30 – Apr 5, 2026 · 0:56
Transcript Download
Monthly RecapMonthly
March 2026 · 0:50
Transcript Download
Compare
Other accounting software costs more, does less — for the self-employed.
A side-by-side, no hand-waving. (We're confident, so we put ourselves first.)
Why not just QuickBooks?
- Setup in 60 seconds, not weeks of chart-of-accounts wrangling.
- Real-time tax answers, not month-end reports you have to interpret.
- Voice + chat for your books, not a 30-tab interface.
| Cash Basis AI | Other accounting software | Spreadsheets | |
|---|---|---|---|
| Monthly cost | $9 – $35 | $30 – $200 | Free (your time isn't) |
| AI categorization | Limited | ||
| Real-time tax estimates | Quarterly snapshot | ||
| Voice chat with your books | Command tier | ||
| Audio recaps (weekly + monthly) | |||
| Invoicing built in | Add-on | ||
| Multi-company under one sub | Per-entity fee | Manual chaos | |
| Designed for self-employed | Built for accountants | — | |
| Mobile-first PWA | |||
| Setup time | < 5 min | 30 – 60 min | Indefinite |
Pricing
Pre-launch supporter pricing.
Save 30% on your first year of Auto-Pilot or Co-Pilot when you join the pre-sale. Year 2 onward renews at the standard annual price.
Save 30% pre-sale
Auto-Pilot
Solo / single LLC$108/yr if billed monthlySave 30%
$75.25first year
Then $86/yr · pre-sale lock for year one
- Automatic bank sync + AI categorization (weekly)
- Chat with Cash — your AI bookkeeper: ask anything about your books and get plain-English answers
- Quarterly tax estimates + S-corp tools
- Cash basis income statement + balance sheet
- Full invoicing — customers, Venmo/Zelle, branded templates + public pay page
- Attach receipts to any transaction
- Up to 5 categorization rules (incl. AI-proposed in chat)
- Business memory — Cash remembers details about your business (up to 25)
- Bring in prior-year history — categorize a full prior year or upload last year's P&L from your old software
- Invite your accountant
- 14-day free trial
Save 30% pre-sale
Co-Pilot
Listener / busy operator$228/yr if billed monthlySave 30%
$159.25first year
Then $182/yr · pre-sale lock for year one
- Everything in Auto-Pilot, plus AI intelligence
- Enhanced AI assistant — unlimited business memory, spending alerts & higher usage
- Projects* — track lifetime profit per job, property, or client*Projects Pack add-on — $5/mo · $48/yr (included with Command)
- +1 team user with full access (accountant invites stay unlimited)
- Snap a receipt, chat with Cash about it
- Weekly + monthly audio recaps
- Unlimited categorization rules (manual + AI-proposed in chat)
- Bulk customer import
- Daily bank sync (vs weekly)
- Cash flow statement + capitalization review
- 90-day cash forecast + tax scenario calculator
Add-ons available
Projects Pack
Command
Power-user / many entities$420/yr if billed monthlySave 20%
$336/ year
Saves 20% vs monthly · billed annually
- Everything in Co-Pilot, plus realtime voice
- Projects included — track lifetime profit per job, property, or client
- Multi-company tools (2 companies included)
- Consolidated income statement — combined P&L across all your businesses
- Combined tax dashboard — multi-company tax with consolidation for sole prop / SMLLC
- Up to 4 team users with full access
- Real-time AI voice agent (15 min/month included)
- All-businesses dashboard — combined YTD revenue + per-business breakdown
- Highest AI usage caps
- Access to Voice Pack + Multi-company add-ons
Add-ons available
Voice Pack · Extra Companies
Save 30% pre-sale
Co-Pilot
Listener / busy operator$228/yr if billed monthlySave 30%
$159.25first year
Then $182/yr · pre-sale lock for year one
- Everything in Auto-Pilot, plus AI intelligence
- Enhanced AI assistant — unlimited business memory, spending alerts & higher usage
- Projects* — track lifetime profit per job, property, or client*Projects Pack add-on — $5/mo · $48/yr (included with Command)
- +1 team user with full access (accountant invites stay unlimited)
- Snap a receipt, chat with Cash about it
- Weekly + monthly audio recaps
- Unlimited categorization rules (manual + AI-proposed in chat)
- Bulk customer import
- Daily bank sync (vs weekly)
- Cash flow statement + capitalization review
- 90-day cash forecast + tax scenario calculator
Add-ons available
Projects Pack
Other plans
Auto-Pilot
Solo / single LLC$108$75/yr· $9/moSave 30%
Command
Power-user / many entities$420$336/yr· $35/moSave 20%
Add-ons Voice Pack · Extra Companies
14-day money-back guarantee Cancel anytime Bank-level encryption Pre-sale rate locked in for your first year
CPA
Built by CPAs, not a Silicon Valley generalist. Every categorization rule, every tax estimate, every report — designed by someone who has actually filed thousands of tax returns. The product makes the choices a good accountant would make on your behalf.
FAQ
Questions, answered.
No — and that's intentional. Cash Basis AI handles the day-to-day: categorization, tax estimates, reports, and the questions you'd otherwise text your accountant at 11pm. Every plan includes accountant access — invite your CPA from settings and they get their own login to review and categorize transactions inside your books. Most users save their CPA hours of cleanup and a chunk of their bill.
Yes — realtime voice is on the Command tier ($35/mo). Command includes 15 minutes of realtime voice each month, and you can add a Voice Pack for more minutes if you use it heavily. Voice is a Command-tier feature; Auto-Pilot and Co-Pilot are text-chat only.
We're in invite-only beta now — a small group of users is helping us validate the product across real businesses. Public launch is planned for summer 2026. Pre-sale buyers lock in 30% off their first year today and get day-one access the moment we open to the public — no separate signup, no waitlist. If you want to try it before launch, the beta is invite-only; sign-in on this site is for those existing beta testers.
Most accounting tools were built for accountants and adapted for self-employed users — Cash Basis AI was built the other way around. We're cheaper ($9–$35 vs $30–$200), AI handles categorization instead of brittle rules, tax estimates update in real time instead of quarterly, and you can ask questions in plain English instead of learning their UI.
Cash basis means money counts when it actually moves: invoice paid? Revenue. Bill paid? Expense. It's how most self-employed people already think about money — and how the IRS lets businesses under $30M file. Accrual is what large companies use; it's more complex and rarely necessary for solo operators. The product name tells you who it's for.
Yes. We never see or store your bank credentials — Plaid handles the connection with bank-level encryption. Your transaction data is encrypted at rest, access is SOC 2 aligned, and we never sell data. Period.
Yes — multi-company is the Command tier. One subscription, unlimited companies side-by-side. Auto-Pilot and Co-Pilot are single-company; if you outgrow them, upgrading takes one click and your data carries over.
No — the pre-sale is a paid annual subscription at 30% off the standard rate for your first year. You're buying access at launch (and locking in pre-sale pricing for year one), not starting a trial today. Year 2 onward renews at the standard annual price — $86 for Auto-Pilot, $182 for Co-Pilot — still 20% cheaper than paying monthly. If it's not for you once the product is in your hands, the 14-day money-back guarantee has your back — full refund, no questions asked.
Your first year is locked at the pre-sale rate (30% off). When your annual subscription renews, it goes to the standard annual price — $86 Auto-Pilot, $182 Co-Pilot, $336 Command — which is still 20% off paying monthly. You'll get an email before any renewal. Cancel anytime; you keep what you paid for through the end of the current term.
Yes. Cancel anytime from your settings — no support ticket, no retention call. Plus the 14-day money-back guarantee on the pre-sale, so locking in pre-sale pricing is genuinely risk-free.
We're in invite-only beta now — a small group of users is helping us validate the product across real businesses. Public launch is planned for summer 2026. Pre-sale buyers lock in 30% off their first year today and get day-one access the moment we open to the public — no separate signup, no waitlist. If you want to try it before launch, the beta is invite-only; sign-in on this site is for those existing beta testers.
No — the pre-sale is a paid annual subscription at 30% off the standard rate for your first year. You're buying access at launch (and locking in pre-sale pricing for year one), not starting a trial today. Year 2 onward renews at the standard annual price — $86 for Auto-Pilot, $182 for Co-Pilot — still 20% cheaper than paying monthly. If it's not for you once the product is in your hands, the 14-day money-back guarantee has your back — full refund, no questions asked.
Yes. We never see or store your bank credentials — Plaid handles the connection with bank-level encryption. Your transaction data is encrypted at rest, access is SOC 2 aligned, and we never sell data. Period.
Limited pre-launch
Pre-launch pricing won't last.Pre-launch pricing ends soon.
Lock in 30% off your first year of Auto-Pilot or Co-Pilot. Once we go public, the price goes up.30% off your first year. Public launch raises the price.
60-sec Plaid connect 14-day money back Bank-level encryption
14-day money-back guarantee · Cancel anytime · Pre-sale rate locked for year one
Currently in beta · Public launch: Summer 2026