Cash Basis AI
AI bookkeeping · Built for you
Founding Members · 50% off your first year
No accountant,
No problem.
AI keeps your books. You get plain-English answers about your money.
The app
This is what you actually get.
Not a spreadsheet with a new coat of paint. Your books, your tax estimate, and someone to ask.
CASH Basis AI
$26.1K
Net Profit (SE Income)
On track for $54.8K/yr
Weekly recap ready
Tap to listen
$
2026 tax estimate: $9,847
Q3 due Sep 15, 2026 · $2K
Cash Balance
$33,793
Expenses
Advertising$4K
Wages$2K
Profit, tax set-aside and what needs a look, all on one screen.
Founding Members
50% off your first year.
The first 200 people to back Cash Basis AI lock in half-price for a full year on Co-Pilot or Command, billed annually, paid today, cancel anytime.
Limited time · 50% off your first year
Most popular
Co-Pilot
50% off year 1$228/yr if billed monthly
$114first year
≈ $9.50/mo · then $182/yr
- Everything in Auto-Pilot, plus AI intelligence
- Projects & job profitability: matched to your Income Statement to the penny
- 1099 tracking · tax what-if scenarios · 90-day cash forecast
- Audio recaps · +1 team user · expanded AI usage · unlimited rules
Pay today · lock in your founder rate · cancel anytime
Command
50% off year 1$420/yr if billed monthly
$210first year
≈ $17.50/mo · then $336/yr
- Everything in Co-Pilot, plus multi-business tools
- Run 2 businesses from one login: separate books, accounts & reports
- Consolidated P&L + combined tax dashboard across your businesses
- Up to 4 team users · maximum AI usage · add businesses up to 5 total
Pay today · lock in your founder rate · cancel anytime
Founding offer · Co-Pilot & Command · annual only · first 200 seats · year 2 renews at standard price
Testimonials
The self-employed don't dread tax time anymore.
Real outcomes from the people we built this for: cleaner books, no April surprises, hours back in the week.
“I used to dread bookkeeping. Now I just ask Cash “how much did I spend on software this year?” and it answers in two seconds. My accountant said it’s the cleanest set of books she’s seen.”
“I run two crews and never had time for the books. Cash categorizes every transaction and tells me exactly what I’ll owe in taxes. First time I’ve felt ahead instead of scrambling in April.”
“I switched from a spreadsheet and a shoebox of receipts. The quarterly tax estimate alone saved me from a brutal surprise. Easily worth $19 a month.”
How it works
From “I'll deal with it later” to done instantly.
Three steps. No accountant-speak. No 40-tab spreadsheet.
Step 01
Connect
Link your bank and credit cards through Plaid. 60 seconds. We never see or store your credentials.
60-second Plaid link. Credentials never stored.
Step 02
Categorize
AI categorizes everything automatically, and when something's genuinely unclear, it asks you instead of guessing. One tap to confirm, and it learns for next time.
AI categorizes everything; asks you about the unclear ones.
Step 03
Stay ahead
Real-time tax estimates, quarterly reminders, and a chat box that answers anything about your books.
Real-time tax estimates + chat about your books.
Video walkthrough
See CASH Basis AI in action.
Watch the full app walkthrough, plus a short video for every step above.
Features
Professional-grade books, small business price.
Every feature exists for one reason: less of your evening goes to bookkeeping, and more of your money stays yours at tax time.
Checks in, like a real bookkeeper
It categorizes every transaction on its own, then asks you about the gray areas instead of guessing, one tap to confirm, and it remembers for next time. Right, not just mostly right.
Activity · auto-categorized Up to date
Adobe Creative Cloud
Software & toolsHome Depot
Job materialsWire: Acme LLC
Consulting incomeUSPS 7241
−$28.40Confirm:Postage & shippingOffice
Real-time tax estimates
Federal, self-employment, and state, recalculated as money moves. No more April-15 surprises.
Tax Estimate
Married Filing Jointly · CA · 3 dependents
20262025
Estimated Profit (Full Year)
$54,768
Federal Income Tax
$1,870
0.7% effective
Self-Employment Tax
$7,738
14.1% of SE income
Tax Credits
−$1,500
CTC + ODC
State Income Tax
$1,739
3.2% effective
Total Estimated Tax
$9,847
~18.0% effective rate
$2,991 remaining (paid $3,428 of $6,419)
Chat with your books
Plain English in, plain English out. "How much did I spend on Uber last month?" Done.
How are my finances looking?
You're up 18% vs last quarter, $26.1K net so far, and your Q3 taxes are on track.
Audio recaps for your books
A spoken summary: last period's activity, tax status, what needs your eyes. Weekly and monthly recaps on Co-Pilot and Command.
Audio Recaps
Your financial summaries: listen, download, or read the transcript
Search recaps…
Weekly Recap
Mar 30 – Apr 5, 2026 · 0:56
Transcript Download
Monthly RecapMonthly
March 2026 · 0:50
Transcript Download
Quarterly reminders
30 / 14 / 7-day push notifications. Never eat an underpayment penalty again.
Jun15
Q2 estimated tax due14 days · $6,840 · Auto-reminder set
Sep15
Q3 estimated tax due106 days · projected $7,210
Multi-company under one subscription
Run an LLC, a rental, and a side gig side by side: combined P&L, a consolidated tax dashboard, and an all-businesses view. One log-in, one bill.
Summit Consulting LLC
$84,210Lakeside Rental #2
$22,400Side gig: content work
$6,150CPA-grade reports, hand-off ready
P&L, Balance Sheet, Cash Flow, and tax-specific outputs your CPA can take straight into your return.
Profit & Loss · YTD 2026 PDF
Revenue$84,210.00
Cost of goods sold−$12,440.00
Operating expenses−$18,902.00
Net income$52,868.00
Install as an app, fast on every device
Add to home screen in one tap. PWA tech: works offline, feels native, no app store gatekeeping.
Add to Home ScreenWorks offline · no app store
Invoicing, when you need it
Send, track, and reconcile invoices from inside the same app. Payments flow straight back into categorization, no double-entry, no exported CSVs.
Invoice #0142
Acme LLC
$3,200.00
PaidSent May 8 · Paid May 14↻ Auto-categorized
Real-time tax estimates
Federal, self-employment, and state, recalculated as money moves. No more April-15 surprises.
Tax Estimate
Married Filing Jointly · CA · 3 dependents
20262025
Estimated Profit (Full Year)
$54,768
Federal Income Tax
$1,870
0.7% effective
Self-Employment Tax
$7,738
14.1% of SE income
Tax Credits
−$1,500
CTC + ODC
State Income Tax
$1,739
3.2% effective
Total Estimated Tax
$9,847
~18.0% effective rate
$2,991 remaining (paid $3,428 of $6,419)
Chat with your books
Plain English in, plain English out. "How much did I spend on gas last month?" Done.
What's deductible from my Home Depot run yesterday?
$182.43 went to job materials, 100% deductible as a business expense.
And my mileage to that job?
42 miles tracked → $28.14 at the 2026 standard rate.
Audio recaps
A spoken summary: last period's activity, tax status, what needs your eyes. Weekly or monthly.
Audio Recaps
Your financial summaries: listen, download, or read the transcript
Search recaps…
Weekly Recap
Mar 30 – Apr 5, 2026 · 0:56
Transcript Download
Monthly RecapMonthly
March 2026 · 0:50
Transcript Download
Compare
Other accounting software costs more and does less for the self-employed.
A side-by-side, no hand-waving. (We're confident, so we put ourselves first.)
Why not just QuickBooks?
- Setup in 60 seconds, not weeks of chart-of-accounts wrangling.
- Real-time tax answers, not month-end reports you have to interpret.
- Chat with your books, not a 30-tab interface.
| Cash Basis AI | Other accounting software | Spreadsheets | |
|---|---|---|---|
| Monthly cost | $9 – $35 | $30 – $200 | Free (your time isn't) |
| AI categorization | Limited | ||
| Real-time tax estimates | Quarterly snapshot | ||
| Chat with your books in plain English | |||
| Audio recaps (weekly + monthly) | |||
| Invoicing built in | Add-on | ||
| Multi-company under one sub | Command tier | Per-entity fee | Manual chaos |
| Designed for self-employed | Built for accountants | N/A | |
| Mobile-first PWA | |||
| Setup time | < 5 min | 30 – 60 min | Indefinite |
Pricing
Every plan, in full.
Founding members get 50% off the first year on Co-Pilot & Command. Grab a seat above. Here’s exactly what each plan includes.
Auto-Pilot
Solo / single LLC$108/yr if billed monthlySave 20%
$86/ year
Billed annually · 30-day money-back guarantee
- Automatic bank sync + AI categorization: transactions land as your bank posts them
- Chat with Cash, your AI bookkeeper: ask anything about your books and get plain-English answers
- Quarterly tax estimates + S-corp tools
- Cash basis income statement + balance sheet
- Full invoicing: customers, payment options (Venmo/Zelle), branded templates + public pay page
- Attach receipts to any transaction
- Mileage tracking: log business trips, deduct at the IRS standard rate
- Up to 5 categorization rules (incl. AI-proposed in chat)
- Business memory: Cash remembers details about your business (up to 25)
- Bring in prior-year history: categorize a full prior year or upload last year's P&L from your old software
- Invite your accountant
Most popular
Co-Pilot
Listener / busy operator$182/yr50% off first year
$114first year
Renews $182/yr · 30-day money-back guarantee
- Everything in Auto-Pilot, plus AI intelligence
- Projects & job profitability: see which jobs actually make money, matched to your Income Statement to the penny
- 1099 tracking: flag which vendors need a 1099 and track the W-9s you've collected
- Tax what-if scenarios: model a big purchase or an income change and see what it does to your tax bill before you commit
- Expanded AI usage: more monthly chat, plus unlimited business memory & spending alerts
- Weekly + monthly audio recaps
- Snap a receipt, chat with Cash about it
- +1 team user with full access (accountant invites stay unlimited)
- Unlimited categorization rules (manual + AI-proposed in chat)
- Cash flow statement + capitalization review
- Bulk customer import
- 90-day cash forecast
Command
Power-user / many entities$336/yr50% off first year
$210first year
Renews $336/yr · 30-day money-back guarantee
- Everything in Co-Pilot, plus multi-business tools
- Run 2 businesses from one login: separate books, accounts, and reports for each
- Consolidated income statement: combined P&L across all your businesses
- Combined tax dashboard: multi-company tax with consolidation for sole prop / SMLLC
- All-businesses dashboard: combined YTD revenue + per-business breakdown
- Up to 4 team users with full access
- Maximum AI usage: our highest monthly chat limits
- Add more businesses when you need them, up to 5 total
Add-ons available
Extra Companies
Most popular
Co-Pilot
Listener / busy operator$182/yr50% off first year
$114first year
Renews $182/yr · 30-day money-back guarantee
- Everything in Auto-Pilot, plus AI intelligence
- Projects & job profitability: see which jobs actually make money, matched to your Income Statement to the penny
- 1099 tracking: flag which vendors need a 1099 and track the W-9s you've collected
- Tax what-if scenarios: model a big purchase or an income change and see what it does to your tax bill before you commit
- Expanded AI usage: more monthly chat, plus unlimited business memory & spending alerts
- Weekly + monthly audio recaps
- Snap a receipt, chat with Cash about it
- +1 team user with full access (accountant invites stay unlimited)
- Unlimited categorization rules (manual + AI-proposed in chat)
- Cash flow statement + capitalization review
- Bulk customer import
- 90-day cash forecast
Auto-Pilot
Solo / single LLC$108/yr if billed monthlySave 20%
$86/ year
Billed annually · 30-day money-back guarantee
- Automatic bank sync + AI categorization: transactions land as your bank posts them
- Chat with Cash, your AI bookkeeper: ask anything about your books and get plain-English answers
- Quarterly tax estimates + S-corp tools
- Cash basis income statement + balance sheet
- Full invoicing: customers, payment options (Venmo/Zelle), branded templates + public pay page
- Attach receipts to any transaction
- Mileage tracking: log business trips, deduct at the IRS standard rate
- Up to 5 categorization rules (incl. AI-proposed in chat)
- Business memory: Cash remembers details about your business (up to 25)
- Bring in prior-year history: categorize a full prior year or upload last year's P&L from your old software
- Invite your accountant
Command
Power-user / many entities$336/yr50% off first year
$210first year
Renews $336/yr · 30-day money-back guarantee
- Everything in Co-Pilot, plus multi-business tools
- Run 2 businesses from one login: separate books, accounts, and reports for each
- Consolidated income statement: combined P&L across all your businesses
- Combined tax dashboard: multi-company tax with consolidation for sole prop / SMLLC
- All-businesses dashboard: combined YTD revenue + per-business breakdown
- Up to 4 team users with full access
- Maximum AI usage: our highest monthly chat limits
- Add more businesses when you need them, up to 5 total
Add-ons available
Extra Companies
14-day free trial on monthly · 30-day money-back on annual Cancel anytime Bank-level encryption Founder rate locked in for your first year
CPA
Built by CPAs, not a Silicon Valley generalist. Every categorization rule, every tax estimate, every report, designed by someone who has actually filed thousands of tax returns. The product makes the choices a good accountant would make on your behalf.
Todd Frazier, CPA · Founder of Cash Basis AI
FAQ
Questions, answered.
No — and that's intentional. Cash Basis AI handles the day-to-day: categorization, tax estimates, reports, and the questions you'd otherwise text your accountant at 11pm. Every plan includes accountant access — invite your CPA from settings and they get their own login to review and categorize transactions inside your books. Most users save their CPA hours of cleanup and a chunk of their bill.
Yes — the Command tier ($35/mo) runs 2 businesses from one login, each with its own books, bank connections, and reports, and you can add more (up to 5 total). You also get the combined views on top: a consolidated income statement, an all-businesses dashboard, and a combined tax dashboard. Auto-Pilot and Co-Pilot cover a single business.
Yes — Cash Basis AI is live. Sign up, connect your bank, and your books start categorizing straight away. Founding Members can still lock in 50% off the first year on Co-Pilot or Command (annual billing, limited to the first 200 seats). Annual plans are billed up front and come with a 30-day money-back guarantee, so you can try it risk-free. Prefer to pay month-to-month? Monthly plans start with a 14-day free trial instead.
Most accounting tools were built for accountants and adapted for self-employed users — Cash Basis AI was built the other way around. We're cheaper ($9–$35 vs $30–$200), AI handles categorization instead of brittle rules, tax estimates update in real time instead of quarterly, and you can ask questions in plain English instead of learning their UI.
Cash basis means money counts when it actually moves: invoice paid? Revenue. Bill paid? Expense. It's how most self-employed people already think about money — and how the IRS lets businesses under ~$32M in average annual receipts file. Accrual is what large companies use; it's more complex and rarely necessary for solo operators. The product name tells you who it's for.
Yes. We never see or store your bank credentials — Plaid handles the bank connection. Your data is encrypted in transit and at rest, and row-level security means only you and the people you invite can read your books. We run on infrastructure from providers that maintain SOC 2 Type II certification — Plaid, Stripe, Supabase and Vercel. And we never sell your data. Period.
Yes — multi-company is on the Command tier. Command includes 2 companies under one subscription, and you can add more for $5/mo each, up to 5 total. Auto-Pilot and Co-Pilot are single-company; if you outgrow them, upgrading takes one click and your data carries over.
It depends on the billing cycle. Monthly plans start with a 14-day free trial — we ask for a card upfront and it converts to your chosen plan automatically after 14 days unless you cancel. Annual plans (including the Founding Members deal) are billed up front and come with a 30-day money-back guarantee instead — if it isn't for you, ask for a full refund within 30 days. Either way, cancel anytime.
Founding Members lock in 50% off the first year — Co-Pilot is $114 and Command is $210 for year one. When your annual plan renews, it moves to the standard annual price — $182 Co-Pilot, $336 Command — which is still 20% off paying monthly. (Auto-Pilot isn't part of the founder offer; it's $86/yr standard.) We'll email you before any renewal, and you can cancel anytime.
Yes. Cancel anytime from your settings — no support ticket, no retention call. Monthly plans start with a 14-day free trial, and annual plans come with a 30-day money-back guarantee, so either way you can try Cash Basis AI risk-free.
Yes — Cash Basis AI is live. Sign up, connect your bank, and your books start categorizing straight away. Founding Members can still lock in 50% off the first year on Co-Pilot or Command (annual billing, limited to the first 200 seats). Annual plans are billed up front and come with a 30-day money-back guarantee, so you can try it risk-free. Prefer to pay month-to-month? Monthly plans start with a 14-day free trial instead.
It depends on the billing cycle. Monthly plans start with a 14-day free trial — we ask for a card upfront and it converts to your chosen plan automatically after 14 days unless you cancel. Annual plans (including the Founding Members deal) are billed up front and come with a 30-day money-back guarantee instead — if it isn't for you, ask for a full refund within 30 days. Either way, cancel anytime.
Yes. We never see or store your bank credentials — Plaid handles the bank connection. Your data is encrypted in transit and at rest, and row-level security means only you and the people you invite can read your books. We run on infrastructure from providers that maintain SOC 2 Type II certification — Plaid, Stripe, Supabase and Vercel. And we never sell your data. Period.
Only 200 founding seats
Founding seats won't last.Founding seats are limited.
Lock in 50% off your first year of Co-Pilot or Command, only the first 200 founding members. Once the seats are gone, they're gone.50% off your first year. Only 200 founding seats.
60-sec Plaid connect Cancel anytime Bank-level encryption
Pay today · Cancel anytime · Founder rate locked for year one