Effective date: May 6, 2026
These Terms of Service (“Terms”) govern your access to and use of CASH Basis AI (the “Service”), provided by Frazier Digital (“Frazier Digital,” “we,” “us,” or “our”). By creating an account, accessing, or using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Service.
CASH Basis AI is a software-as-a-service accounting and tax-estimation tool for self-employed individuals and small businesses. The Service provides bank-account linking via Plaid, automated transaction categorization, financial reporting, estimated tax calculations, AI-powered chat and voice features, and audio recap generation. We may add, change, or discontinue features at any time.
You must be at least 18 years old and able to enter into a binding contract to use the Service. By creating an account, you represent that the information you provide is accurate, that you are creating the account for yourself or for a business you are authorized to represent, and that you will keep your account information current.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account, including activity by anyone you authorize to access your account. Notify us immediately at thefrazierdigital@gmail.com if you suspect unauthorized use.
The Service is offered on a paid subscription basis. Current tiers are:
Each tier includes monthly usage allowances for AI chat, text-to-speech, voice, and (for Command) multi-company features. Specific allowances are described on our Pricing page and may change. We will give notice of price changes at least 30 days before they take effect for existing subscribers.
Subscription fees are billed in advance through our payment processor, Stripe, on a monthly or annual cycle that you select. Subscriptions renew automatically at the end of each billing cycle until cancelled. You authorize us (and Stripe acting on our behalf) to charge your designated payment method for all applicable fees, taxes, and add-ons.
Mobile in-app purchases. If you purchase a subscription through the Apple App Store or another mobile storefront, the storefront's payment terms apply, the storefront processes your payment, and renewal and cancellation are managed through your storefront account settings.
We may offer a 14-day free trial of the Auto-Pilot tier or, for private-beta participants, a 90-day free trial of the Command tier. Trial terms (length, included features, and usage allowances) are described at signup and may change. At the end of a trial, your account will not be charged unless you have explicitly selected a paid plan; if no plan is selected, the account will be downgraded or suspended.
During private beta, the Service may be incomplete, contain errors, or be temporarily unavailable. We may modify, suspend, or revoke beta access at any time at our sole discretion.
You may cancel your subscription at any time from the Settings page or, for mobile in-app purchases, through your storefront account. Cancellation takes effect at the end of the then-current billing period; you retain access through the end of that period. After the period ends, your account will be downgraded or suspended.
Except where required by law, fees already paid are non-refundable, including for partial billing periods and unused usage allowances. We may, at our discretion, offer a refund or credit in cases of extended Service unavailability or billing error.
The Service uses Plaid Inc. (“Plaid”) to connect to your bank, credit card, and other financial accounts. By connecting an account through Plaid, you (a) grant Plaid the right, power, and authority to access and transmit your information as reasonably necessary to provide the Plaid services, and (b) agree to Plaid's End User Privacy Policy. You can disconnect Plaid-linked accounts at any time from the Settings page.
The Service uses large language models and other AI systems to suggest transaction categories, calculate estimated taxes, generate audio recaps, and answer questions in chat and voice interfaces. AI output may be incomplete, inaccurate, or outdated. You are responsible for reviewing all output before relying on it.
Frazier Digital is not a certified public accountant, tax professional, attorney, or financial advisor, and the Service does not provide tax, legal, financial, investment, or accounting advice. The Service is a tool to help you organize your data and produce estimates; it is not a substitute for professional advice. You should consult a qualified professional (such as a licensed CPA or attorney) before filing tax returns, making financial decisions, or taking any action based on output from the Service.
You agree not to:
We may suspend or terminate your access to the Service if we believe you have violated these restrictions.
You retain all right, title, and interest in the financial data, receipts, notes, chat messages, voice recordings, and other content you submit to the Service (“Your Content”). You grant us a worldwide, non-exclusive, royalty-free license to host, store, transmit, process, display, and otherwise use Your Content solely as necessary to provide the Service to you, including by sharing it with the third-party providers identified in our Privacy Policy.
You represent and warrant that you have the right to submit Your Content to the Service and that Your Content does not violate any law or third-party right.
You can export or delete Your Content at any time as described in the Privacy Policy.
The Service, including its software, models, design, branding, text, graphics, and underlying technology, is owned by Frazier Digital and its licensors and is protected by copyright, trademark, and other intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own internal business or personal use during the term of your subscription. No rights are granted to you by implication, estoppel, or otherwise.
“CASH Basis AI”, “Cash” (as the AI assistant name), and the CASH Basis AI logo are trademarks of Frazier Digital. You may not use them without our prior written consent.
If you send us suggestions, feedback, or ideas about the Service, you grant us an unrestricted, perpetual, irrevocable, royalty-free license to use that feedback for any purpose without obligation or compensation to you.
You may terminate your account at any time by cancelling your subscription and deleting your account from the Settings page. We may suspend or terminate your access to the Service at any time, with or without cause and with or without notice, including if you violate these Terms, if your payment method fails, or if we discontinue the Service. Upon termination, your right to use the Service ends, and Sections 7 (Disclaimer of Professional Advice), 9 (Your Data and Content), 10 (Intellectual Property), 13 through 16, and 18 through 22 will survive.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE DO NOT WARRANT THAT AI OUTPUT, TAX ESTIMATES, CATEGORIZATIONS, OR REPORTS ARE ACCURATE, COMPLETE, OR SUITABLE FOR YOUR USE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, IN WHICH CASE SUCH EXCLUSIONS MAY NOT APPLY TO YOU.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FRAZIER DIGITAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING ANY RELIANCE ON AI OUTPUT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100). THE LIMITATIONS IN THIS SECTION APPLY EVEN IF A LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, IN WHICH CASE THE FOREGOING MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless Frazier Digital and its officers, directors, employees, and service providers from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Service, (b) Your Content, (c) your violation of these Terms, or (d) your violation of any third-party right, including any intellectual-property or privacy right.
These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. The federal and state courts located in Delaware have exclusive jurisdiction over any dispute arising out of or related to these Terms or the Service, and you consent to the personal jurisdiction of those courts. If you are a consumer in a jurisdiction that grants you the right to bring proceedings in your local courts, this paragraph does not affect that right.
We may update these Terms from time to time. If we make material changes, we will notify you by email or via an in-app notice at least 14 days before the changes take effect. The “Effective date” at the top of this page reflects the most recent revision. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. If you do not agree, you must stop using the Service and cancel your subscription.
If any provision of these Terms is held invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.
You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, financing, or sale of all or part of our business.
These Terms, together with our Privacy Policy and any order form or supplemental terms presented at signup, constitute the entire agreement between you and Frazier Digital with respect to the Service and supersede any prior or contemporaneous understandings.
If you have any questions about these Terms, please contact us at:
Frazier Digital
Attn: Legal
thefrazierdigital@gmail.com